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Title:      UNDERSTANDING DIGITAL TRUST IN INSURANCE: FOUNDATIONS, ORIGINS AND RELEVANCE
Author(s):      Petra Maria Asprion, Sandro Degen and Jona Stefan Karg
ISBN:      978-989-8704-71-9
Editors:      Paula Miranda and Pedro IsaĆ­as
Year:      2025
Edition:      Single
Keywords:      Digital Trust, Insurance, Cybersecurity, GRC, CDR, Trust Framework
Type:      Short Paper
First Page:      240
Last Page:      244
Language:      English
Cover:      cover          
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Paper Abstract:      As digital transformation accelerates, digital trust emerges as a strategic imperative, particularly in the insurance industry, where stakeholder confidence and data sensitivity are central. Despite increasing academic interest, the concept of digital trust remains fragmented, lacking clarity and industry-specific frameworks. This short paper presents a foundational study on digital trust in insurance, synthesizing insights from a systematic literature review. The origins of digital trust were explored, its conceptual distinction from traditional trust, and the organizational elements it encompasses - governance, risk, compliance (GRC), corporate digital responsibility (CDR), and cybersecurity. The results show that digital trust is a multidimensional construct requiring both technical and ethical integration into business operations. This preliminary study serves as a foundation for developing a management-oriented framework tailored to the insurance sector, to be validated in follow-up research.
   

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