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Title:
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AN INTEGRATED MECHANISM FOR MOBILE COMMERCE |
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Author(s):
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Mohammad M. R. Chowdhury , Josef Noll |
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ISBN:
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978-972-8924-40-9 |
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Editors:
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Jörg Roth, Jairo Gutiérrez and Ajith P. Abraham (series editors: Piet Kommers, Pedro Isaías and Nian-Shing Chen) |
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Year:
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2007 |
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Edition:
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Single |
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Keywords:
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m-commerce, local payment, remote payment, security. |
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Type:
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Full Paper |
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First Page:
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79 |
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Last Page:
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87 |
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Language:
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English |
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Cover:
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Full Contents:
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click to dowload 
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Paper Abstract:
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Ubiquitous access and pervasive computing have given rise to many new innovative services and service access in every
situation. One of the most popular applications can be mobile commerce. SMS based micro payment and remote banking
solutions are already available. Smart card based contactless payment solutions have been introduced. But most of these
efforts lack macro-level remote payments capability. User also expects easy-to-use and secure mobile commerce
solutions. This paper proposes a mobile commerce mechanism which integrates both the local payments and remote
payments provisions of any amount. A customized PKI-SIM card contains various payment means and the necessary
security infrastructure. Users have to use a secret PIN code to activate the chosen payment provision. NFC is proposed as
the secure short range communication technology for local payments. The paper includes a remote payment application
example and the whole concept is evaluated from the security point of view. It is expected that the mechanism can
provide strong security in mobile commerce. |
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